The Loan Process

We begin with a simple discussion about your goals, budget, and timeline. This helps us understand your needs and set clear expectations from day one.

You’ll complete a loan application and provide basic financial documents. Pre-approval gives you a clearer picture of what you may qualify for and helps you shop with confidence.

With pre-approval in place, you can focus on finding a home that fits both your lifestyle and your budget.

Once you’ve found the right home, your offer is submitted. We work closely with your real estate agent to keep everything aligned and on track.

Your loan details and documents are carefully reviewed to confirm information and ensure everything meets lending guidelines. This step helps protect you and keeps the process moving smoothly toward approval.

After underwriting is complete, your loan receives final approval. You’ll review closing details, sign documents, and prepare for closing day.

Funds are finalized, ownership is transferred, and you receive the keys to your new home. Welcome home!