What’s The Right Mortgage for Me?

Buy a Home
Get the financing you need to turn your dream home into a reality and finally own the house you’ve always wanted.
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Refinance
Adjust your rate or term to suit your needs. Let’s work together to find the best option for you and your financial goals.
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Access Equity
Access your home’s equity to fund improvements, consolidate debt, or achieve your goals.
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Your home loan journey, right from your phone
The LeaderOne App makes getting started simple. Begin your application, securely connect your income and employment information, and complete verification—all from your mobile device. Everything syncs seamlessly, giving you a clear path forward while your LeaderOne loan partner guides you each step of the way.
Your information is protected with industry-leading security, matched to the right loan options, and moved quickly from application to approval. No pressure. No obligation. Just a smarter, smoother way to move home.

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From application to closing, the mortgage process typically takes 30 to 45 days. The exact timeline depends on how quickly you provide documents and whether any issues come up with the appraisal or title. Staying organized helps keep the process on track.
Yes, you can buy a home even if your credit is not perfect. There are programs that help borrowers with lower credit scores—FHA and VA loans may have more flexible requirements, and improving your credit before applying can open up more options.
Applying for a mortgage requires a hard credit inquiry, which may cause a small and temporary dip in your credit score. The impact is usually minor, and if you apply with multiple lenders in a short time frame, it is often treated as one inquiry.
To apply, most borrowers need recent pay stubs, W-2s or tax returns, bank statements, and a form of identification. Having these documents ready helps keep the process smooth and can help avoid delays. If you are self-employed, you may need to provide extra proof of income.
Pre-qualification is a quick estimate of what you might afford, often based on basic information you provide. Pre-approval is more detailed because the lender reviews your financial documents and credit report. As a result, pre-approval gives you stronger buying power when making an offer.
You’re typically approved for a mortgage after you submit your application and provide your income, credit, and asset information. Many lenders can give you an answer within a few days, though it may take longer if extra documents or an appraisal are needed.


