Timothy McGinty

With over $200 million in closed loan volume throughout my career, I’ve built my business on one core principle: put the client first, always. I believe homeownership is one of the most powerful tools for building long-term financial freedom, and I treat every transaction with the level of care and responsibility that life-changing decisions deserve.

I specialize in a wide range of mortgage products — including VA, FHA, Conventional, Jumbo, and Non-QM financing — allowing me to craft the best solution for each client’s unique financial situation. Whether you’re purchasing your first home, upgrading, refinancing, or investing, my goal is to place you in the strongest position possible both today and in the future.

What sets my approach apart is the relationship I build with every client. I’m committed to offering transparent guidance, honest advice, and proven strategies that help my clients win in competitive markets and feel confident at every step. I take pride in protecting buyers, educating them, and ensuring they never feel taken advantage of or left without answers.

My clients know they can rely on me to:

• Advocate for their best interests

• Deliver the most competitive loan options available

• Provide clarity in a complex process

• Be available for questions, guidance, and long-term planning

• Offer strategies tailored to achieving financial freedom through real estate

This is more than a mortgage process — it’s a partnership centered on trust, integrity, and long-term success.

If you’re ready to buy, refinance, or begin planning your path to homeownership, I’m here to help guide you with confidence and care.