Leah Stephens
I offer personalized, transparent service and tailored solutions for a smooth, stress-free home financing experience.
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About
Leah Stephens
Welcome to LeaderOne Financial, where it's our goal to be Your ONE Home Loan Partner!
Whether you’re buying or refinancing your first or last primary residence, 2nd home, or investment home, hire someone like me who wants to earn your business. I specialize in listening to your goals, pre-qualifying or pre-approving you and will offer financing options tailored to your specific needs. I’ll guide you to make informed decisions with confidence and ensure your loan application is complete and that I’ve reviewed all applicable documents before they’re turned into Processing and ultimately Underwriting.
Following your instructions and remaining in compliance helps best serve your interests. I work closely with industry professionals involved with your loan and we'll navigate through the loan milestones together. I strive for a seamless closing and funding, and attend when geographically possible. My goal is to serve you in such a way that you’ll return to me as future mortgage needs arise by earning your trust, which hopefully leads to the ultimate compliment - your referrals. I’ll work diligently to provide a positive and professional experience, with honesty, integrity and a strong work ethic.
Let's connect and take the next steps towards your homeownership goals.
Your home loan journey, right from your phone
The LeaderOne App makes getting started simple. Begin your application, securely connect your income and employment information, and complete verification—all from your mobile device. Everything syncs seamlessly, giving you a clear path forward while your LeaderOne loan partner guides you each step of the way.
Your information is protected with industry-leading security, matched to the right loan options, and moved quickly from application to approval. No pressure. No obligation. Just a smarter, smoother way to move home.
How to Get Approved
Get a head start by securing your pre-approval. This step helps you understand how much you can borrow, giving you a clear picture of your budget and boosting your confidence when house hunting.
Now that you know your budget, it’s time to find the perfect home! Your real estate agent and our team will work together to ensure your dream home is within reach.
Once you’ve found the home, the next step is submitting your official loan application. We’ll guide you through providing all the necessary documentation to make this process as smooth as possible.
During underwriting, we carefully review your financial information and the property details. This ensures everything meets the required guidelines. Our team will keep you updated throughout the process.
Mortgage Calculator
Enter the total loan amount you want to borrow.
Download Your Homebuying Guide
Fill out this form to get instant access to your free homebuyer guide and start your journey to owning your dream home. Inside, you’ll find expert tips and simple steps to make the process easy and confident.
More About Us
Who we are
LeaderOne is built on the belief that homeownership should feel clear, supportive, and empowering, not overwhelming. For more than three decades, we have combined modern mortgage tools with genuine personal guidance to help families move forward with confidence. We listen closely, communicate transparently, and tailor every experience to the goals of the people we serve.
Our Values
At LeaderOne, we put People First while using Continuous Innovation to make the loan process faster and clearer. Through Empowered Collaboration and the Power to ACT, our teams work together to solve problems quickly and serve clients with confidence. Every interaction is guided by personal care, accountability, and doing what’s right.
Our Impact
At LeaderOne, every loan we close helps support families beyond our own. A portion of each transaction goes directly into the Lending a Hand Foundation, providing financial relief to families facing hardship, through assisting with rent and mortgage payments. Our giving culture also extends into the communities we serve through local outreach, volunteerism, and hands-on support.
