
Daniel Kozor
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About
Daniel Kozor
Closed my first mortgage loan a little more than 40 years ago
One of the last originators still standing from before the invention of fax machines. I have worked with mortgage brokers, mortgage bankers & banks. Years of experience charting the bond market.
Throughout my career, I have been amazed at the technological renaissance our industry has implemented. I started with an accounting & finance degree from DePaul University and a dream. I offered a fiduciary relationship to my cients offering low or no cost refinances when it wasn’t fashionable to do so. I learned that part of something is better than all of nothing. And my clients reciprocated by referring their family & friends. I developed relationships built on trust and closing the tougher deals before automated underwriting systems became the norm. I still love teaching & educating . There is no better feeling than to receive a referral from a satisfied past client for their son or daughters first home purchase. Bottom line I still love what I do.
But I am most proud of my daughter Elizabeth who works with Leader One Financial as an originating partner with a dozen or so loan originators She is considered by many as “best in class” within our industry. While it is said by some that AI will take over our jobs.
I still think there is value making house calls and working with first time homebuyers to alleviate their fears and apprehensions.
Building wealth through real estate has remained the quickest & fastest way to building your financial future strong from the ground up.
I am thrilled to have helped play a role in helping thousands of families build their nest egg. Thank you for having faith & trust in me to get the job done.
Your home loan journey, right from your phone
The LeaderOne App makes getting started simple. Begin your application, securely connect your income and employment information, and complete verification—all from your mobile device. Everything syncs seamlessly, giving you a clear path forward while your LeaderOne loan partner guides you each step of the way.
Your information is protected with industry-leading security, matched to the right loan options, and moved quickly from application to approval. No pressure. No obligation. Just a smarter, smoother way to move home.

How to Get Approved

Get a head start by securing your pre-approval. This step helps you understand how much you can borrow, giving you a clear picture of your budget and boosting your confidence when house hunting.
Now that you know your budget, it’s time to find the perfect home! Your real estate agent and our team will work together to ensure your dream home is within reach.
Once you’ve found the home, the next step is submitting your official loan application. We’ll guide you through providing all the necessary documentation to make this process as smooth as possible.
During underwriting, we carefully review your financial information and the property details. This ensures everything meets the required guidelines. Our team will keep you updated throughout the process.
Mortgage Calculator
Enter the total loan amount you want to borrow.
Download Your Homebuying Guide
Fill out this form to get instant access to your free homebuyer guide and start your journey to owning your dream home. Inside, you’ll find expert tips and simple steps to make the process easy and confident.

More About Us
Who we are
LeaderOne is built on the belief that homeownership should feel clear, supportive, and empowering, not overwhelming. For more than three decades, we have combined modern mortgage tools with genuine personal guidance to help families move forward with confidence. We listen closely, communicate transparently, and tailor every experience to the goals of the people we serve.
Our Values
At LeaderOne, we put People First while using Continuous Innovation to make the loan process faster and clearer. Through Empowered Collaboration and the Power to ACT, our teams work together to solve problems quickly and serve clients with confidence. Every interaction is guided by personal care, accountability, and doing what’s right.
Our Impact
At LeaderOne, every loan we close helps support families beyond our own. A portion of each transaction goes directly into the Lending a Hand Foundation, providing financial relief to families facing hardship, through assisting with rent and mortgage payments. Our giving culture also extends into the communities we serve through local outreach, volunteerism, and hands-on support.










